TD Bank Jobs – Credit Analyst III

Job Description:

The Credit Analyst III is responsible for the credit management of Healthcare Lending throughout the footprint. This role is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank.

Job Responsibilities:

• Strong understanding of loan risk factors.
• Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times).
• Supports the lending function by providing analytical support.
• Must be eligible for employment under regulatory standards applicable to the position.
• Works independently.
• Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet.
• May train/mentor/coach junior analysts.
• Responsible for complex loans/industries/Customers.
• Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower’s character, credit worthiness and financial condition.

Job Requirements:

• Demonstrated ability to independently gather, consolidate, analyze and summarize data to provide well-considered recommendations for all levels of commercial credit relationships.
• Strong understanding of loan risk factors.
• 4 year degree or equivalent experience.
• Exhibits self-confidence at all levels of conversation with the ability to defend analytical decisions.
• Excellent written and oral communication skills.
• 3-5 years related experience required.
• Demonstrated knowledge of credit and financial analysis techniques.
• Effective time management skills.
• Proven ability to identify and quantify subtle business risks and the ability to identify key drivers of risk and focus discussions accordingly.
• Well developed research and analytical skills.

Job Details:

Company: Toronto-Dominion Bank

Vacancy Type: Full Time

Job Location: Boston, MA, US

Application Deadline: N/A

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