Tuesday , March 14 2023

Keybank Jobs in Buffalo – Commercial Analyst

Website KeyBank

Job Description:

All commercial analyst functions as part of a relationship team and work collaboratively to support sales and credit functions of the bank. Core responsibilities include conducting in-depth industry and financial analysis of existing and potential borrowers, ongoing loan portfolio management, risk assessment, and managing the credit approval process.


Job Responsibilities:

  • Analyze commercial loan requests via credit analysis write-up, including but not limited to: reviewing financial statement spreads, calculation of key financial ratios, analysis of the borrowers’ business and financial integrity.
  • Review, negotiate and maintain legal documentation to ensure terms are appropriate and consistent with credit approval. Ensure proper approvals for all required waivers, amendments, and extensions.
  • Assist in training and developing junior commercial analysts and help onboard new team members.
  • Perform other duties as necessary to support the goals and objectives of the relationship management teams.
  • Analyze and negotiate covenants and other terms and conditions as part of a deal team
  • Work closely with designated teams to ensure accuracy of credit system data
  • Research industry specific information from outside sources, which may include conversation with borrowers, industry publications, references from other banks, credit agencies, as well as accessing information through the internet
  • Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process

Job Requirements:

  • Adhere to all company policies and applicable laws, regulations and compliance requirements
  • Knowledge and understanding of Commercial Banking products, services and technology
  • Proven ability to identify, quantify and communicate subtle business risks and key drivers of financial risk and focus discussions accordingly
  • Effectively partner and contribute towards team goals and organizational initiatives.
  • Demonstrates ability to independently gather, consolidate, analyze and summarize data to provide well-informed recommendations verbally and in writing to risk management partners.
  • Champion a diverse and inclusive culture of respect, accountability, integrity and engagement.
  • Strong finance and credit acumen, negotiation, loan documentation, and financial modeling skills including underwriting and structuring of new relationships.
  • Adapt to agile and continuous improvement environment with a strong collaborative customer-centric mindset
  • 4-year college degree or related experience
  • 2+ years of commercial lending or investment banking, risk assessment, credit structuring and marketing experience is preferred

Job Details:

Company: KeyBank

Vacancy Type: Full Time

Job Location: Buffalo, NY, US

Application Deadline: N/A

Apply Here