Tuesday , March 28 2023

Citi Careers 2023 – Credit Portfolio Officer

Website Citi

Job Description:

The Credit Portfolio Officer is a critical role in the management, assessment, and valuation of Citi Commercial Bank’s (“CCB”) classified portfolio, primarily providing an independent analysis of the segment’s stressed and distressed loans. The Officer works closely with Institutional Remedial Management (“IRM”), Commercial Remedial Management, Independent Risk, and Business in order to help the firm with early problem recognition, cost of credit actions, and achieve favorable outcomes for complicated restructuring/workouts. The individual will be on the US CCB Independent Risk Team and report to IRM’s Analytics Team.


Job Responsibilities:

  • Train/mentor Analysts, Credit Managers, and Remedial Bankers on enterprise valuation and modeling techniques
  • Ownership of projects, including organizing Portfolio Reviews, Enterprise Valuation trainings, maintaining corporate finance and enterprise valuation tools, and assisting preparing presentations for Seniors, Regulators, and Board Members
  • Preparation of valuation and restructuring analysis for distressed assets and situations, including the determination of write-offs, reserves, and risk of loss amounts that directly impact the P&L of the firm
  • Perform quarterly credit risk stress testing on CCAR eligible credits in order to adhere to CCAR requirements
  • Consult and assist global Business colleagues with modelling, valuation, leverage lending deals and policy guidance when needed, thus acting as go-to for such inquiries for all of CCB
  • Assess liquidity, debt capacity and other areas of financial and operating performance on a quarterly basis to evaluate areas of weakness and turnaround potential
  • Assist Remedial Bankers with preparing quarterly classification reports with detailed financial and credit analysis in order to assess appropriate classifications of classified exposures

Job Requirements:

  • Excellent communication, technical, partnership, and interpersonal skills, with the ability to work under high pressure and time sensitive situations
  • Ability to effectively analyze financial statements and business plans across a variety of sectors
  • Minimum Bachelor’s degree required. MBA, CFA or formal credit training will be a plus
  • Experience with Enterprise Valuations is preferred but other candidates will be considered.
  • Minimum 5 years of Commercial, Corporate, or Investment Banking and/or Risk Management experience
  • Fluent and ability to analyze financial statements in Spanish is a must
  • Strong credit analysis and corporate financial modeling skills, including a range of valuation techniques (e.g., DCF, Comparable Companies, Comparable Transactions, etc.)
  • Good understanding of credit assessment techniques, capital market products, and credit/remedial policies

Job Details:

Company: Citi

Vacancy Type: Full Time

Job Location: Ft. Worth TX

Application Deadline: N/A

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